First Aid Training Consultants & Assessors’ Indemnity Insurance

An annual renewable policy arranged by DSC Insurance Services and underwritten by Novae Underwriting specifically for First Aid Consultants.

Malpractice insurance with Public & Products Liability extension.

Indemnifies your legal liability to pay damages in respect of accidental injury of any person and / or accidental damage to their property. £250 Property Damage excess applies.
Cover is rated on the individuals First Aid activities and may, upon completion, be extended for additional therapy-related work subject to approval of your qualification/s.
Cover may, upon application, be extended to include your activities if you are running a company, practice or training school.
Cover is provided for Practitioners within Great Britain, Northern Ireland and the Channel Islands as standard and may, upon application, be extended to include the Republic of Ireland.
Limit of indemnity £2,000,000 in all. Legal costs and expenses incurred in connection with any admitted claim will be paid in addition to this limit of indemnity.
Cover may, upon application, be extended to include locum cover, allowing other trained First Aid Consultants to conduct occasional training sessions for you.

Products Liability

Your policy includes cover for products supplied in connection with normal First Aid teaching and / or other activities covered by this policy.
Cover may, upon application, be extended to items that are sold to cover expenses, such as equipment, books, CD’s and tapes, etc.
Businesses where the turnover exceeds £5000 plus the selling-on of products in connection with First Aid teaching or other activity covered by this policy, will require separate Products Liability Insurance from the Care-Sure Scheme.
Limit of indemnity £2,000,000 in all plus Legal costs and expenses.

Main Policy Exclusions

Excludes legal liability:

Arising from risks that require more specific insurance, i.e. motor, marine, etc.
Arising in connection with advice, design or specification provided for a fee
For injury to employees
Arising from loss of / or damage to property in your custody or control
Fines and penalties
Defective products and work and the repair, replacement or recall of same work
Some other specific events may be excluded or cover may be qualified

Price

Option (1) £99.00

I wish to apply for general first aid practice and assessment including my own First Aid activity in terms of both ‘Good Samaritan Acts’ and as a designated First Aid Professional and also to include First Aid Practitioner at ‘Events’

Option (2) £140.00

As option (1) but also to include full Professional Indemnity as a First Aid Instructor. Such cover, will include advice given to provide indemnity against accusations of poor or inadequate teaching.

Option (3) £165.00

As option (2) but also to include Health & Safety Training/Manual Handling/Life Guard Training. Proof of qualifications required as well as the ‘Statement Of Fact’ form completed with this application.

Payment can be made by credit/debit card, BACS or cheque.

All insurance products are subject to acceptance and the terms and conditions of the underwriters.